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Verification Services
Debt Verification
The Means Test will require accurate,
current unsecured debt figures to determine the debtor’s
eligibility for Chapter 7. Not all balances found on a credit
infile are up to date and accurate. We provide the unique ability
to provide third-party verification of balances with issuers
of revolving and other unsecured debt.
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An accurate picture of the
petitioner’s true unsecured debt |
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Knowledge that debt has been verified
by the nation’s leader in credit verification |
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Confidence that the Means Test is being
calculated fairly |
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Confidence that the test of reasonable
inquiry has been met |
Basic Asset Verification
First American CREDCO will locate properties and
assets that the debtor may have inadvertently failed to disclose.
This service allows Consumer Bankruptcy Attorneys to file their
petitions with the confidence that all applicable assets are
listed.
Bankruptcy Verification
We will locate previous Chapter 7 bankruptcies filed
by the debtor in the last eight years. This service also ensures
that the petition is filed in compliance with Section 727.
Public Records Verification
First American CREDCO also offers direct verification
of judgments and tax liens. If there is any question about the
current amount of a tax or civil debt, we can use its database
of thousands of courthouses to verify the debt directly.
Residency Verification
We will contact the applicant's current or previous landlord
to verify residence history and current rent payment. You’ll
have independent verification of the debtor’s rent expense.
You’ll also have verification that the debtor has met
the residency requirements for filing within his/her state.
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